Better Think Again If You’re Banking on Your Employer’s Indiana Life Insurance
Bet that you aren’t wasting any time thinking about Indiana life insurance quotes today are you? You don’t need to get a IN life insurance quote, you’ve got 
it covered with your employer right? Wrong! You are more than likely to be substantially short in terms of what you need for Indiana life insurance coverage.
Most employer sponsored life insurance plans only provide coverage for one to two times your annual salary. Note SALARY, your bonuses and incentive awards may not be covered. And in many industries, that can be a substantial portion of your income.
If that’s not bad enough, note how many years of coverage that it. One to two years only! If something happens to you or your partner, can your family live as they do now with that limited amount? I know that mine can’t unless they move into a family member’s house and have no standard living expenses.
One to two years of Indiana life insurance is substantially below what the majority of experts recommend. In general, the rule of thumb is to have 7 – 10 times your income in insurance. Of course, this doesn’t factor other assets that you may have. But who wants to have to sell the family home to live?
And the worst point of all, employer sponsored life insurance is not transferable when you leave the company. In recent years, the number leaving, losing or working on their own is skyrocketing. Can you really see yourself still in the same position at retirement time? If that’s one year away, maybe you will be!
So if your employer plan isn’t enough, what can you do? You can simply get a IN life insurance quote to supplement what you already have. By searching online for a Indiana life insurance quote site, you can simply plug in your information and in a matter of minutes, have several quotes for you to review. I did it and within 24 hours, I had 6 quotes and quickly and easily able to compare and make a decision on which one to choose.
None of us want to leave our family without all that they need. So don’t bank on your employer sponsored life insurance plan. Take a few minutes to get some Indiana life insurance quotes and find the right one for you and your loved ones.
Get a Free Indiana Life Insurance Quote Today!
